Finance

Healthcare premium up three tens in 2022, deductible remains the same

The premium for the basic insurance, which is mandatory for every Dutch person, will be 2.75 euros per month more expensive next year, the Ministry of Health, Welfare and Sport expects. This brings the monthly amount to approximately 121.25 euros.

100 billion

The increase is necessary because of the rising costs of care. This year the ministry is working with a budget of 92.7 billion euros, next year an amount of 100 billion euros will be available.

Low-income people won’t really feel the increase in their wallets. The health care allowance will also increase, by a maximum of 3 euros per month, the ministry promises.

Health insurers on the move

It is not yet known how high the healthcare premium will actually be. That depends on the health insurers. They determine themselves what they charge in premium and announce this by November of this year at the latest.

The health insurers determine their premiums on the basis of the amount that the caretaker cabinet has now given. This so-called nominal premium will go from 1478 euros this year to 1509 euros in 2022.

Own risk remains the same

The deductible, the amount that everyone has to pay themselves for care from the basic package, remains the same at 385 euros. This includes bills for an X-ray, an ambulance ride or blood test. If the expenses exceed 385 euros, they will be reimbursed.

The House of Representatives had asked the outgoing cabinet not to increase the deductible. That would be unjust because of the corona crisis, according to Peter Kwint (SP), who submitted the motion.

The corona crisis is certainly not over yet, the ministry warns. At least 2.1 billion euros is being earmarked to fight the virus next year. That money will go towards testing and vaccination, among other things. GGDs also receive extra money for source and contact research.

1.6 billion extra for youth care

Another major investment goes to youth care. In 2022, a total of 1.6 billion euros will go to municipalities, to which all youth care tasks were transferred in 2015. This was accompanied by significant budget cuts. Those cuts have been successfully challenged by the Association of Dutch Municipalities (VNG) with the extra money as a result.

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