Finance

This is how the new cabinet wants to tackle the housing crisis

Everyone should be able to get a home in the Netherlands, whether you rent or buy, say VVD, D66, CDA and CU in the coalition agreement that was presented today. “Special attention is paid to the construction of homes for starters, seniors and middle incomes.”

Building a lot is going to be difficult

The aim is for at least two thirds of the 100,000 new homes to be built each year to become affordable rental or owner-occupied homes. In recent years, the target has been 75,000. These housing plans must be guided in the right direction by a Minister for Housing & Spatial Planning.

The question is whether this will all work. The shortage of personnel is an obstacle to the rapid construction of additional homes, warned informer Wouter Koolmees (D66) when offering the agreement.

To encourage housing associations to build more, the challenged landlord levy, a tax on social rental housing, will be abolished. The money that is released in this way from housing associations, among others, must be used for the construction of flexible housing and affordable rental housing, among other things. Binding agreements are made about this with the housing associations.

Tens of thousands of homes in offices

To tackle the acute housing shortage for students, labor migrants, emergency seekers and the homeless, about 30,000 temporary homes need to be added every year. Half of that will have to be built and the other half will have to be in converted offices, the coalition writes.

There is more good news for starters. When applying for a mortgage, the current state of the student debt is decisive, says the new cabinet. For many years, including the entire student debt was a thorn in the side of first-time buyers on the housing market, who were able to obtain a much lower mortgage due to the accumulated student debt.

At the same time, the scheme that enabled first-time buyers and other home buyers to receive up to more than 105,000 euros from, for example, their parents without paying gift tax on it.

Social rent down

The rental sector is also being considered. The social rent for people with a lower income will be reduced. In the meantime, the rent for people with a higher income is being increased step by step.

In addition, mid-rental homes will receive rent protection. The intention is to keep these homes affordable for middle incomes. In the meantime, it must also remain attractive for investors to invest in this type of housing.

This is even more in the housing plans of the cabinet

  • The construction of prefab homes is being scaled up and circular and climate-proof construction is being stimulated.

  • Over the next 10 years, a total of 7.5 billion euros will be made available to make new homes easily accessible.

  • There will be a registration obligation or rental permit for ‘particularly’ large landlords to make it easier to tackle malicious landlords.

  • For seniors it becomes easier to withdraw part of the value of the house.

  • The construction of large data centers is being restricted so that enough electricity remains available for new homes.

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